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These days many families are out of work and their income has dried up. Without a source of income, the mortgage, rent, bills will rack up.

In order to help the people that have lost their jobs due to the economy, the government instituted an unemployment program. The unemployment program gives money to those who lost their jobs in order to help them keep afloat as they find a new job. The program is funded through taxes on businesses.

Getting unemployment benefits might take 3 weeks so as soon as you find out you will be cut from your job, you should go ahead and apply for unemployment.

Unemployment benefits will not be the same amount as your job?s income. The purpose of the benefits are the help people pay their necessities while they quickly search for a new job.

In order to apply for unemployment benefits, you can go to the unemployment office or do it online. Find the office closest to you in your phone book or go online and look for it.

To prove that you were unemployed, you will have to show the unemployment office your pay stubs and W2. They will also call your last job and find out if you were laid off due to no fault of your own. No fault on your part means you were not fired because of your poor performance.

Each state may have different requirements for applying for unemployment benefits but usually follow federal guidelines. You should find out the specifics for your state.

While you are receiving unemployment benefits, you also have to update the unemployment office of your job search. This means informing them of interviews and job offers that you had.

Unemployment benefits normally last 26 weeks but during times of economic hardship the benefits can be extended. The extension varies depending on the state.

Joan Xube is a financial advisor with over 10 years of experience. For further information on how to apply for unemployment benefits, please refer to her website.

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